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Commercial
State Bank offers a variety of personal checking services. From
students to senior citizens, we have the right plan for you! We
offer check imaging technology with copies of cancelled checks that
will be sorted and printed in numerical order. Stop in for your
free CSB binder to organize your financial records—think of
all that saved space! Want to receive your statement via email?
CSB E-statement product is a safe and secure way to receive your
statements through your personal email account.
Switching Made Easy – We understand that switching bank accounts is never fun, but with the CSB Switching Made Easy kit, the experience will be a little bit easier. Just click here to print the kit and bring it to any of our branches and a New Account Representative will assist you.
This is a basic checking account which can be opened with a minimum
balance of $100 and no limit on the amount of checks written. There
are no monthly service charges if you maintain a balance over $300,
$2.00 if balance falls below $300, $4.00 if balance falls below
$200, and $6.00 if balance falls below $100. This fee is waived
if you maintain a $1500 daily balance in your savings account, are
a full-time student or a customer age 65 and over. (customer must
notify us)
The CSB account that offers a Great Deal and more! With a minimum
of $100 to open, the Preference Account offers checking and a whole
group of bank services designed just for account holders. For just
$7.00 per month individual or $8.00 joint, you will get a checking
with no minimum balance requirements, free personalized checks,
$10,000 Accidental Death/Dismemberment insurance (this insurance
is not a deposit, not FDIC insured and is not insured or guaranteed
by the bank or any federal government agency), discount on installment
loans, notary service, laminating service, copy service (limit 10
per month), travelers checks and cashier checks. The Preference
Account is one of our most popular checking accounts.
Want to earn interest on your checking account—this is the
account for you! A minimum balance of $1,500 is required to open
the account. There is no service charge if you maintain a balance
of $1,500 or more. If your balance falls below $1500 no interest
will be paid and a monthly fee of $7.50 will be assessed. Fees may
reduce earnings on this account. Plus, there are no transaction
limitations on this account.
If you want to earn interest but need to limit your number of checks
or transfers up to six per statement cycle, this account is for
you. A minimum balance of $2,500 is required to open this account.
By keeping your balance above $2,500 you will avoid a $7.50 monthly
fee and continue to earn interest. Fees may reduce earnings on this
account.
Fully loaded with free features and convenient options, CSB Free Checking is made to work for you. Open your account with just $50, and then make one electronic deposit each statement period for these time and money-saving benefits: 200+ free ATM locations, no service fee, no minimum balance, unlimited check writing, free first set of checks, free Visa check card, free online banking & bill pay, free online statements and free phone banking
When you deserve more than free checking, CSB offers Merit Checking. This is an interest bearing checking account without high balance requirements. It’s a low balance/high rate checking account. A higher Annual Percentage Yield will pay on balances up to $15,000 if you meet monthly requirements. Lower rate will pay on balances above $15,000. Lowest rate will pay on all balances if monthly requirements are not met. Requirements include 8 Visa Debit card transactions, 1 electronic credit or 2 electronic debits, E-statement delivery, access account with CSB Internet Banking. It can’t get any easier.
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