Commercial State Bank

In order for Commercial State Bank to process your loan in a timely manner, the following is a list of required documents. Please forward by fax or mail to Commercial State Bank, PO Box 100, Waterloo, IL 62298 Fax# (618) 939-4440.

Loan Type	Purchase Loans	Construction Loans	Fixed Rate Mortgages	Adjustable Rate Mortgages	Home Line	Home Equity
Information Needed	N/A	N/A	Required	Required	Required	Required
Copy of Title/Owners Insurance Policy	N/A	N/A	Required	Required	Required	Required
Proof of Homeowners Insurance, prior to closing	Required	Required	Required	Required	Required	Required
Copy of most recent Real Estate Tax Bill &/or prior appraisal	N/A	N/A	Required	Required	Required	Required
Copy of the most recent 2 years tax returns	Required	Required	Required	Required	Required	Required
Sales contract required	Required	N/A	N/A	N/A	N/A	N/A
House plans, Contractor's Bid Sheet	N/A	Required	N/A	N/A	N/A	N/A

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